Commercial Auto Insurance

Business Vehicle Insurance for your business

Commercial Auto Insurance plays a very important role in the business insurance program. If your business uses a vehicle, owned by an individual or by the business, a Commercial Auto Policy is essential.

The policy will cover Automobile Liability, i.e. damage to the other party, and Comp & Collision, repairs to your own vehicle.

All personal auto policies will exclude coverage for commercial uses of a vehicle. That is why separate Commercial Vehicle Insurance policies are a necessity when a vehicle is used for commercial purposes.

Business Auto Insurance may cover: collision coverage for both your company vehicles and other vehicles involved in the accident; medical coverage for your employees and other drivers involved in your accident; coverage for both uninsured and under-insured drivers, allowances for rental cars, and general automobile liability similar to those found in personal auto insurance policies. It may also cover what is known as Non-Owned & Hired Auto Liability which covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles (included vehicles owned by employees). This coverage is most useful if employees are sent to perform any sort of company work or errands in their own vehicles.

 

Call us today at 281-612-5974 for your FREE Commercial Auto Risk Analysis