Utility Contractor Insurance & Bonding
Utility contractors face unique challenges in their line of work. Utility construction includes laying pipelines for water, storm & drainage, sewage, gas, cable and electrical distribution conduits, and sidewalks
There is a significant exposure to contractors who lay utility pipelines and perform utility repairs.
Cities and municipalities require utility contractors to maintain higher levels of insurance to protect against this exposure.
We offer comprehensive coverage across all industry lines to our clients. Our experience in construction allows us to customize insurance to ensure there is broad coverage for a specific line of work. We work closely with knowledgeable underwriters and negotiate coverage enhancements specific to the work performed. Our team routinely monitors the demands and trends in the industry, to create policies to manage the underlying risks.
From injuries during construction, problems with the construction, theft of construction materials, environment issues, professional errors, pollution spills, errors and omissions, there are no shortage of potential problems that can arise. Our team of in-house safety consultants and risk management professionals serve as a valuable resource to create a company wide safety program to mitigate risk.
Our clients perform land grading, excavation, public utility (sidewalks, drainage, water, sewage), electrical power grid, communications, construction.
At Commercial Global / Higginbotham, we know the construction industry. Our clients depend on us to assess business risks, identify and evaluate specific exposures, and work together to craft a construction policy to fit your business and your budget. 
Areas of construction insurance coverage include:
- Property and Casualty
- Professional Liability
- Workmans’ Compensation Insurance
- Builders Risk
- Equipment Insurance
- Errors & Omissions
- Environmental Liability (Pollution)
- Employment Practices
- Automobile Insurance
- Inland Marine and Bailey’s
- Surety Bonding
- Contractor Bonding
- Performance Bonding
Contractors are also required to submit Performance and Payments Bonds for most city and municipal projects. Our bonding partners have the capability to underwrite bonds in all 50 states at competitive rates.
Call for all your utility and construction related insurance needs. From General Liability, Professional Liability, Inland Marine, Excess & Umbrella, OCIP (Owner Controlled Insurance Program), Builders Risk, Contractors Pollution, Railroad Endorsements, Commercial Auto, Heavy Equipment, Bonding.
Call us today at 281-612-5974 for your FREE Risk Analysis
