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Cyber Breach – Yet Again

Cyber Attacks Are Getting More Sophisticated Cyber Insurance is the fastest growing, and the most evolving coverage, in today’s insurance industry. Cyber breaches and attacks are occurring at a higher frequency, with far reaching financial implications to businesses...

Occupational Accident Insurance Explained

Occupational Accident Insurance is an alternate form of insurance to fund employer’s obligation to the employee. Texas and Oklahoma are two states which allow an employer to opt out of the traditional Workers Compensation policy. However, opting out of the...

Boston Bombings and Terrorism Insurance

The recent Boston bombings have brought a sobering reminder to the insurance world about Terrorism Insurance. Business Insurance policies exclude coverage from Acts of Terror unless a special TRIA rider is purchased. So, many businesses in the Boston area who were...

PEO Savings – Let’s take a look at some number$

PEO….. Let’s take a look at the number$ The question most often raised is, what’s the catch, or how does the PEO company make their money? To answer this, let’s illustrate a recent quote to a customer. The client, a BBQ restaurant, has been in business for 2 years,...

How a PEO can save your business….

    INTERNAL REVENUE SERVICE DEPARTMENT OF LABOR EQUAL EMPLOYMENT OPPORTUNITY COMMISSION   So, here we are, the big guns all on one side, and little ole you on the other.   The sad reality is, all it takes is a phone call from one disgruntled employee, for...

Demystifying Professional Employer Organizations or PEOs.

PEO’s or Professional Employers Organizations, have been around for the better part of 20 years, yet remain a mystery to most business owners. When employers hear the phrase, PEO, or Staff Leasing Companies, the most common reactions are, “no, we prefer to...